Owning a Home For
the vast majority of us, owning a home is part of the American
Dream. It not only gives us a place to call our own, but also lets
us customize the place we live in so that it feels and looks just
the way we want it to. According to studies conducted by the
National Association of Realtors, 87% of those polled cited home
ownership as the number one criterion for defining the good life.
Selling your home is a big decision. In addition to financial
considerations, you also will want someone protecting you and your
property as buyers examine and make offers on your home. Also,
when selling your home, you may be buying another home and will
need help balancing your sale with your new purchase.
Home Can You Afford?
What's in a price
Getting down to payments
Types of mortgages
The price of a home is only part of the financial information you
will need when making a purchase. can provide
you with the most current mortgage interest rates, loan options
and fees and information about additional costs that are a part of
A loan on which the monthly payments will increase or decrease
over time, based on changes in the ARM's interest rate index. ARM
payments typically are adjusted every six months or once a year.
Common indices to which ARMs are tied include the 11th District
Cost of Funds, one-year T-note and six-month T-bill.
Click here for More Seller/Buyer Info
a Home For most people, the single largest purchase
in their lives will be their home. Selecting the right house and
getting the best financing for your purchase requires informed,
a Realtor A good realtor can save you time and money. Realtor's trained and licensed agents can keep you informed about both the housing market and your financial options. They represent you, whether you are the buyer or seller and can assure you that your interests are their priority.
a Home / Using a Realtor
Finding the right home, in the right neighborhood, and for the
right price takes more than knowledge. It is also a lot of work
and requires a lot of time. An experienced realtor can help you
use your time looking at the homes that are right for you. No need
to spend your time looking at the wrong places. Your realtor will
take your requests and check daily for all homes that are right
a Home / Using a Realtor
You probably know that working with a REALTOR¨ is an
indispensable part of selling your home. For one thing, your
REALTOR¨ can list your property in the MLS, providing your home
with incomparable exposure and ensuring you have as many REALTORS¨
as possible helping to find a buyer. But that's not all a REALTOR¨
does to market your home. He or she knows how to specifically
target advertising to reach buyers for your home, and uses all the
marketing tools available to ensure that your home is sold
Estate Transactions Experiences when buying
and selling a home are unpredictable. They range from great to
horrible and the best guarantee that you will have a successful
experience is to have a professional represent you. This person
can preview the many and various homes on the market and present
the best choices to you, can represent you in purchase and sale
negotiations, present reliable financial services and keep you
informed about the many additional factors that arise when
purchasing and selling your home.